Is Bankruptcy The Light At The End Of Your Tunnel?

Is Bankruptcy The Light At The End Of Your Tunnel?

Many things can happen in life that can cause personal financial strain. It can be brought on by poor decisions, loss of income or even, a death in the family. No matter More »

How To Pick The Best Personal Bankruptcy Lawyer To Help Your Case

How To Pick The Best Personal Bankruptcy Lawyer To Help Your Case

Personal bankruptcy can be a scary situation for those who are facing repossession from the government and constant calls from debt collectors. If you find yourself in a hole that you cannot More »

Bankruptcy: What Are My Options And Limitations?

Bankruptcy: What Are My Options And Limitations?

Even though filing for personal bankruptcy can seem like something to put off, you should not wait too long to do it. Know what you are about to go through and then More »

Why Personal Bankruptcy Is The Best Option For Some People

Why Personal Bankruptcy Is The Best Option For Some People

Looking into bankruptcy can be like looking into a murky sea. With so many laws and regulations, how do you know what steps to take so you can file for bankruptcy and More »

 

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Bad Credit Getting You Down? Get It Fixed!

When your credit is bad, it can make you feel discouraged, upset and like a failure. Not much talking is done about what you can do to repair your credit but there are indeed steps you can take to make your credit score rise. Here are a few ways to do that.

Avoid paying repair specialists to help with your improvement efforts. You as a consumer have rights and all the means at your disposal that are necessary for clearing up issues on your history. Relying on a third party to assist in this effort costs you valuable money that could otherwise be applied to your credit rehabilitation.

Easy Ways To Raise Your Credit Score

It is a good idea to try your best to maintain good credit. You will need that to do everything from buying a car to renting an apartment. There are even certain employers that will not hire someone based on a bad credit rating. If you have bad credit you need to do your best to get it back in order. Read on for more tips to improve your credit rating.

Be careful about which collection accounts you pay off. With the current way the credit reporting system is structured, paying off a collection agency may actually lower your score because the date of last activity will be reset. A paid collection has no less of an impact on your score than an open collection. This resetting of the date of last activity also means the seven year reporting clock will restart. If you can wait out a collection agency, do it.